Public Automobile Insurance Plan
What Is Covered and How
Québec's public automobile insurance plan provides various types of compensation in the event of a traffic accident.
Here are the various types of compensation provided by Québec's public automobile insurance plan in the event of injury or death as a result of a traffic accident that occurred in Québec or elsewhere in the world.
You have a maximum of 3 years as of the date of the accident, the onset of injury or the death of an accident victim to file a compensation claim with the SAAQ.
About the indemnities paid by the SAAQ…
- They are not considered taxable income, but they may have an impact on certain tax credits or social programs.
- Only the income replacement indemnity is subject to garnishment for payment of spousal or child support.
- Several indemnities are indexed annually.
Last update: May 17, 2022