Société de l'assurance automobile du Québec
Société de l'assurance automobile du Québec

Renewing and Paying Your Driver's Licence

Renewing a plasticized driver's licence

Renewing or replacing your health insurance card/having your photo taken

Your health insurance card is valid until the last day of the month in which it expires

For example, if you have “2025-08” as the expiry month that appears on your card, your card is valid until August 31, 2025. 

Payment of the annual driver's licence fees

Every year before your birthday, you will receive a payment notice by mail.

The payment notice:

  • indicates the total amount payable for annual fees (which include the  fees  payable to keep your driving privilege, the insurance contribution that is based on your driving record, and administrative fees. Before receiving your payment notice, you can use the calculation tool to get an estimate of the amount you will have to pay to renew your motorcycle registration)
  • indicates the deadline to renew your driver's licence, which is actually your birthday
  • includes a section entitled “Declaration of Illness or Functional Impairment” regarding your state of health
  • includes a section to notify us of a change of address or to justify non-payment of your driver's licence fees

Payment methods

Payment deadline and pre-authorized debits

Pay by the deadline indicated on the notice.

Avoid paying the following additional fees

  • For late payment (minimum fee, may vary according to the situation): $13.50
  • For each NSF cheque: $35
  • For each rejected pre-authorized debit: $35 (if you are charged twice for the same pre-authorized debit, contact the SAAQ to receive a reimbursement)

If your driver's licence has expired

  • Driving without a valid licence is an offence punishable by a fine of $300 to $600, in addition to other fees. Also, the vehicle may be seized immediately and impounded for 30 days.
  • If you have not paid the required annual fees and insurance contribution to maintain your driving privilege for 3 consecutive years or more, you will have to pass the knowledge and road tests again to obtain a new driver's licence

If you choose to not renew your driver’s licence

You must inform us before the payment due date. Otherwise, you will be required to pay a portion of the licence fees and insurance contribution. In addition, late fees may apply.

Last update: October 8, 2026