You must have a civil liability insurance policy contracted from a private insurer providing minimum coverage of $50,000. The minimum is $1 million if you are a carrier and $2 million if you haul hazardous materials.

If you are not insured and you are pulled over by the police or involved in a traffic accident that causes more than $500 in damage to the property of another party:

  • your driver's licence or your right to obtain one could be suspended
  • all of your vehicles may be prohibited from road use
  • you will be assessed a fine that varies depending on the type of vehicle