A passenger vehicle or a commercial vehicle is considered a luxury vehicle if it meets the following 3 criteria:
it has a value of more than $40,000
it has a net weight of 3,000 kg or less
it is less than 7 years old
In such a case, a surcharge is added to the registration fee equal to 1% of the portion of the vehicle's value over $40,000.
If it is a large-cylinder capacity vehicle
A passenger vehicle, motor home or commercial vehicle is considered to be a large-cylinder capacity vehicle if:
it has a cylinder capacity of 3.95 litres or more
AND
the model year is 1995 or later
No surcharge is added to the registration fee for the following large-cylinder capacity vehicles:
a vehicle adapted for transporting a wheelchair-bound person
a minibus for a large family (9 or more people living in the same household)
a vehicle used by a driving school
If you live in one of these places
an area served by public transit
the Montréal agglomeration
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Mandatory private insurance coverage
You must have a civil liability insurance policy contracted from a private insurer providing minimum coverage of $50,000.
If you are not insured and you are pulled over by the police or involved in a traffic accident that causes more than $500 in damage to the property of another party:
your driver's licence or your right to obtain one could be suspended
all of your vehicles may be prohibited from road use
you will be assessed a fine that varies depending on the type of vehicle
