Certain motorcycles belong to a category with an accident rate that is higher than that of other categories. Because of this, insurance contributions for these high-risk motorcycles are higher.
The high-risk motorcyclePassenger vehicle, other than a power-assisted bicycle, having two or three wheels that has at least one characteristic different from the characteristics of a moped. category designates motorcycles that are designed for performance and recognized as such by manufacturers and specialists (journalists, authors, etc.).
They have the following visual and technical characteristics:
A motorcycle does not need to have all of the above-listed visual and technical characteristics in order to be in the high-risk motorcycle category.
Every year, the official list of high-risk motorcycles (PDF, 789 KB) is published in the Gazette officielle du Québec.
The registration costs for motorcycles that appear on this list are higher.
During the year, we publish a provisional list of high-risk motorcycles that are subsequently added to the official list.
Each new motorcycle model marketed in Canada or second-hand model imported into Canada that could potentially be in the high-risk motorcycle category is analyzed based on information provided by manufacturers, trial results and reviews from specialists around the world. If our analysis shows that a model falls into the high-risk category, it will be placed on the provisional list as soon as the first unit of such a model is insured in Canada, at which point the information required for the list (make, model and the first ten characters of its vehicle identification number [VIN]) becomes available. Each new model added to the provisional list is subsequently added to the official list, the updated version of which requires annual regulatory amendments.
The asterisks appearing in the first column mark the space taken by the ninth character in the identification number.
|TEN FIRST CHARACTERS OF THE VEHICLE IDENTIFICATION NUMBER EXCEPT THE NINTH||MAKE||MODEL||YEAR|
|JKAZXCS1*J||KAWASAKI||ZX-10R NINJA ABS||2018|
|JKAZXCS1*J||KAWASAKI||ZX-10R NINJA ABS KRT||2018|
|JKAZXCR1*J||KAWASAKI||ZX-10R NINJA KRT||2018|
|JYARJ28N*J||YAMAHA||YZF R6 ABS||2018|
Regardless of their model year, motorcycles with the characteristics of high-risk motorcycles that have never been marketed in Canada will be placed on the provisional list once they are imported to Canada. They will subsequently be added to the official list.