Registering a Vehicle

Insurance

Step 5 Insurance

You must have a civil liability insurance policy contracted from a private insurer providing minimum coverage of $50,000.

If you are not insured and you are pulled over by the police or involved in a traffic accident that causes more than $500 in damage to the property of another party:

  • your driver's licence or your right to obtain one could be suspended
  • all of your vehicles may be prohibited from being put into operation
  • you will be fined $325 to $2,800

The seller remains the owner and person liable for the vehicle until the vehicle is registered in the buyer's name.

This means that should the buyer commit an offence or be involved in an accident with a vehicle that is still registered in the seller's name, it is the seller who would be held responsible.

Last update: April 14, 2023