A passenger vehicle or a commercial vehicle is considered a luxury vehicle if it meets the following 3 criteria:
it has a value of more than $40,000
it has a net weight of 3,000 kg or less
it is less than 7 years old
In such a case, a surcharge is added to the registration fee equal to 1% of the portion of the vehicle's value over $40,000.
If it is a large-cylinder capacity vehicle
A passenger vehicle, motor home or commercial vehicle is considered to be a large-cylinder capacity vehicle if:
it has a cylinder capacity of 3.95 litres or more
the model year is 1995 or later
No surcharge is added to the registration fee for the following large-cylinder capacity vehicles:
a vehicle adapted for transporting a wheelchair-bound person
a minibus for a large family (9 or more people living in the same household)
a vehicle used by a driving school
If you live in one of these places
an area served by public transit
the Montréal agglomeration
Mandatory private insurance coverage
You must have a civil liability insurance policy contracted from a private insurer providing minimum coverage of $50,000. The minimum is $1 million if you are a carrier and $2 million if you haul hazardous materials.
If you are not insured and you are pulled over by the police or involved in a traffic accident that causes more than $500 in damage to the property of another party:
your driver's licence or your right to obtain one could be suspended
all of your vehicles may be prohibited from road use
you will be assessed a fine that varies depending on the type of vehicle
If you are issued a statement of offence
At any time you may be pulled over by the police and be issued a statement of offence requiring you to have your vehicle inspected at a mechanical verification centre.
Mechanical inspection certificate: keep it in your vehicle at all times You may be asked to produce this certificate when you modify your vehicle registration or if you are pulled over by the police.