Public Automobile Insurance Plan

Clothing and Accessories

Québec's public automobile insurance plan provides for the reimbursement of certain expenses related to clothing and accessories that were damaged in a traffic accident.

What you should know

We can reimburse expenses incurred to clean, repair or replace clothing and certain accessories you were wearing at the time of your traffic accident.

Clothing

We reimburse a maximum of $400 to clean, repair or replace clothing you were wearing at the time of the accident.

If you were riding a motorcycle or a scooter in the accident, we reimburse a maximum of $1,000 for your helmet and protective clothing.

By “clothing worn at the time of the accident,” we mean clothing that is required to cover and protect the body, including seasonal clothing such as a winter coat, that was on you at the time of the accident.

Excluded clothing

  • Clothing placed in a suitcase or travel bag located inside the vehicle or in the trunk
  • Out-of-season clothing that was in your vehicle, such as a winter coat during the summer months.

Accessories

Contact lenses

We reimburse the contact lenses you were wearing at the time of the accident, provided they were prescription lenses, up to a maximum of $110. 

Eyeglasses

We reimburse the eyeglasses you were wearing at the time of the accident, provided they were prescription eyeglasses:

  • up to a maximum of $200 for the frames
  • the actual cost of the lenses

Prostheses and orthoses

We can reimburse expenses incurred to purchase, repair or replace a prosthesis or an orthosis that was damaged or destroyed in the accident.

For more information on the prostheses and orthoses that qualify for reimbursement, please contact us.

Excluded accessories

  • Handbags and wallets
  • Jewelry
  • Sports equipment, e.g. skates, ski boots, etc.
  • Sunglasses and eyeglasses obtained without a prescription

Do you have any questions?

We are there to help you. Phone us, and we will give you all the information that applies to your situation. If need be, we will put you in contact with your compensation officer.