If you were involved in a traffic accident and the other driver fled the scene, the SAAQ may compensate you for the property damage you have sustained.
If you are the victim of a hit-and-run, we may pay you an indemnity to cover the damage caused to your vehicle or other property. This indemnity does not replace your private automobile insurance.
You must have a civil liability insurance policy contracted from a private insurer providing minimum coverage of $50,000.
If you are not insured and you are pulled over by the police or involved in a traffic accident that causes more than $500 in damage to the property of another party:
Here are the conditions under which you may file a claim in the event of a hit-and-run:
Respect the deadlines for filing your claim
If you are the victim of a hit-and-run, the claim for compensation for damage to your vehicle or property must be filed no later than 60 days after the accident. The police report must be filed within 48 hours after the accident.
We may pay you an indemnity of up to $10,000 for property damage.
A deductibleA deductible is an amount that represents a portion of the loss an insured person has to pay when filing a claim with an insurer or the SAAQ. It is always deducted from the amount paid by the insurer. will apply to the amount paid as follows:
A deductible of $500 applies to damage to other property.
No indemnities can be paid in the event of a hit-and-run if:
In Québec: 418 643-7620
In Montréal: 514 873-7620
Elsewhere (Québec, Canada, United States): 1 800 361-7620
Québec area: 418 646-6818
Elsewhere in Québec: 1 866 882-6964
Service de la trésorerie
Société de l'assurance automobile du Québec
333, boulevard Jean-Lesage, N-5-41
C. P. 19600, succursale Terminus
Québec (Québec) G1K 8J6
You will be assigned a file number, which will remain valid throughout the compensation process. Remember to write this number on the Claim for Property Damage (PDF, 309 KB) form.
Once you have sent your claim for compensation with the required documents, we will send you an acknowledgement of receipt indicating the names of the compensation officer assigned to your file and the claims adjuster who will look at the damage to the vehicle.
You will be asked to provide additional documents.
If you are unsatisfied with a decision by your officer, phone us for details. If you still disagree with the decision, you have the right to contest the decision before the Small Claims Division of the Court of Québec.