Please note that the amounts indicated below are contingent upon the SAAQ accepting the claim of death in connection with the accident.
The minimum death benefit paid to the spouseThe spouse may be the person married to the deceased or the de facto spouse of the deceased. A person is the de facto spouse of another person if the 2 of them have lived together as a couple for at least 3 years, or if they have a child together and have lived together as a couple for at least 1 year. is $75,840 and the maximum is $440,000.
The amount of the death benefit is calculated by multiplying the deceased's gross annual income by 1 to 5, based on his or her age.
Refer to the death benefit calculation tool.
The minimum death benefit paid to a spouse who is disabledThe SAAQ considers a person to be disabled if, because of the person’s mental or physical condition, he or she requires constant care and is therefore unable to work and lead an active life. is $75,840 and the maximum is $440,000.
The amount of the death benefit is calculated by multiplying the deceased's gross annual income by 1 to 5, based on his or her age.
Refer to the death benefit calculation tool.
The children of the deceased are entitled to receive a death benefit for dependantsA dependant may be a minor child or a child of full age, provided the deceased was providing for more than 50% of the child’s needs at the time of death.. The benefit is calculated based on their age at the time of their parent's death.
If the deceased had no spouse, the children are entitled to receive—in addition to the death benefit for dependants—the amount of the death benefit that would otherwise have been payable to the spouse.
Dependants other than the spouse, if disabled at the time of the deceased's death, will receive an additional benefit of $31,283.
Refer to the death benefit calculation tool.
We pay a lump-sum benefit of $60,787:
This compensation can be granted for mental suffering, pain and diminished quality of life suffered by the deceased only if his or her death occurred more than 24 hours after the accident.
The amount of the compensation for diminished quality of life is calculated based on the severity of the injuries.
To help you cope with your loss, we can reimburse you for up to 15 hours of psychological counselling, to a maximum of $94.50 per hour. Please note that the professional must be a member of the Ordre des psychologues du Québec for expenses to be covered.
To qualify for psychological support, you must be granted a death benefit.
If your loved one was hospitalized before his or her death and you remained by his or her side at the doctor's request, we can reimburse you for travel and living expenses.
We can also pay you a daily allowance for accompanying your loved one before his or her death.
The maximum amount of this allowance is:
We award a lump-sum amount of $5,683 to the succession (estate) for funeral expenses, upon proof that the succession has been accepted.
Last update: June 27, 2022
