Rates and Fines

Insurance Contributions for 2020-2021

The proposed insurance contributions for 2021 are presented below.

1 Passenger Vehicles – Driver’s Licence and Vehicle Registration

Driver’s Licence (Class 5)

Insurance Contributions for Passenger Vehicle Driver’s Licence Holders

Licence Contribution for 2020 Contribution for 2021 Difference Number of licence holders
Driver’s licence and probationary licence
With no demerit points $58.01 $58.65 $0.64 4,611,000
1 to 3 demerit points $98.90 $99.99 $1.09 819,000
4 to 6 demerit points $147.48 $149.10 $1.62 224,000
7 to 9 demerit points $177.05 $179.00 $1.95 61,000
10 to 14 demerit points $184.54 $186.57 $2.03 26,000
15 or more demerit points $366.59 $370.62 $4.03 5,000
Learner’s licence $25.70 $25.98 $0.28 261,000
Restricted licence* $145.31 $146.91 $1.60 10,000

* Licence that only authorizes driving a vehicle equipped with an alcohol ignition interlock device.

Vehicle Registration

Insurance Contributions for Passenger Vehicle Owners

Contribution for 2020 Contribution for 2021 Difference Number of renewals
$66.85 $67.59 $0.74 5,139,500

2 Motorcycles – Driver’s Licence (Class 6 only)

Insurance Contributions for Motorcycle Driver’s Licence Holders

Licence Contribution for 2020 Contribution for 2021 Difference  Number of licence holders
Driver’s licence and probationary licence
With no demerit points $64.60 $65.31 $0.71 Fewer than 500
1 to 3 demerit points $105.41 $106.57 $1.16
4 to 6 demerit points $142.74 $144.31 $1.57
7 to 9 demerit points $192.34 $194.46 $2.12
10 to 14 demerit points $221.07 $223.50 $2.43
15 or more demerit points $457.78 $462.82 $5.04
Learner’s licence $21.66 $21.90 $0.24 35,000

3 Motorcycles – Driver's Licence (Classes 5 and 6)

Insurance Contributions for Holders of Both a Motorcycle and a Passenger Vehicle Driver's Licence

Licence Contribution for 2020 Contribution for 2021 Difference Number of licence holders
Driver’s licence and probationary licence
With no demerit points $122.61 $123.96 $1.35 375,000
1 to 3 demerit points $204.31 $206.56 $2.25 95,000
4 to 6 demerit points $252.89 $255.67 $2.78 29,000
7 to 9 demerit points $282.46 $285.57 $3.11 8,000
10 to 14 demerit points $289.95 $293.14 $3.19 4,000
15 or more demerit points $472.00 $477.19 $5.19 1,000

4 Motorcycles – Vehicle Registration

Insurance Contributions for Motorcycle Owners

Category Contribution for 2020 Contribution for 2021 Difference Number of licence renewals
125 cc and under
(11 kW and under)
$223.91 $226.37 $2.46 3,000
126 cc to 400 cc
(over 11 kW to 35 kW)
$405.13 $409.59 $4.46 15,000
Over 400 cc
(over 35 kW)
$580.79 $587.18 $6.39 197,000
High-risk $1 566.86 $1 808.03* $241.17 6,000
Restricted-area use $98.93 $100.02 $1.09 3,000

* For high-risk motorcycles, the SAAQ applied the 15.4% increase limit. Therefore, an amount of $1,808 will be collected in 2021.

5 Other Vehicles – Vehicle Registration

Vehicle category Classification Contribution for 2020 Contribution for 2021 Difference Number of renewals
Bus City bus (ATUQ members) $1 978.31 $2 000.07 $21.76 4,000
School bus $167.22 $169.06 $1.84 11,000
Other 10,000 kg and under 198.74 200.93 2.19 4,000
Over 10,000 kg 1 138.24 1 150.76 12.52 1,000
Truck Truck. other than a truck owned by the government or a government body 2 axles $103.57 $104.71 $1.14 64,000
3 or 4 axles $179.29 $181.26 $1.97 45,000
5 or more axles $373.91 $378.02 $4.11 54,000
Truck owned by the government or a recognized government body; farm vehicle over 3,000 kg 2 axles $83.99 $84.91 $0.92 2,000
3 or 4 axles $118.99 $120.30 $1.31 3,000
5 or more axles $182.42 $184.43 $2.01 2,000
Restricted-area use Other than a motorcycle $17.98 $18.18 $0.20 3,000
Moped/motorized scooter $235.10 $237.69 $2.59 33,000
Vehicle operated under a territorial licence Other than a passenger vehicle $65.52 $66.24 $0.72 2,000
Dealer plate $121.59 $122.93 $1.34 21,000
Taxi and vehicles comparable to taxis $819.61* $0.00* $0.00 8,700
Farm tractor $8.06 $8.57 $0.51 164,000
Commercial vehicle (F plate) Other than a farm vehicle $76.33 $77.17 $0.84 563,000
Farm vehicle 3,000 kg and under $73.10 $73.90 $0.80 20,000

For taxis and vehicles comparable to taxis, the insurance contribution ended on October 10, 2020, and will resume in 2022.