Governance and Administrative Structure

Board of Directors

The Board of Directors exercises decision-making power over the SAAQ's policies and activities to ensure that it fulfils its obligations and achieves the expected level of performance.

The Board of Directors exercises the functions prescribed in the Act respecting the governance of state-owned enterprises.

It is composed of 9 to 15 members appointed by the Government and subject to the Code d'éthique et de déontologie des administrateurs et vice-présidents de la Société de l'assurance automobile du Québec (PDF, 231 KB)This file does not meet Web accessibility standards. (the code of ethics and rules of conduct for administrators and vice-presidents of the SAAQ - in French only).

Principal roles of the Board of Directors of the SAAQ

The Board of Directors meets around thirty times a year. A portion of each meeting is held behind closed doors to allow the directors to discuss issues in the absence of the SAAQ’s management.

In addition to the functions and powers conferred on it by law, the Board of Directors:

  • approves general and specific policies, including those found in the strategic plan
  • approves the annual report
  • approves the budget and the financial management plan
  • administers the Fonds d’assurance automobile du Québec, of which the SAAQ is the trustee

Members of the Board of Directors of the SAAQ

Independent Member and Chair, Board of DirectorsLorna TelferOpen
  • Age 66
  • Montréal
  • Law
  • Appointed on January 19, 2016
  • Five-year term

Lorna Telfer holds degrees in law and history from McGill University and worked at Ivanhoé Cambridge inc. from 2010 to 2015 where, among other positions, she served as Executive Vice-President, Legal Affairs and Corporate Secretary. Before that, she was a Partner, Corporate Law and Corporate Governance, at McCarthy Tétrault.

Lorna Telfer has served on several boards of directors, including those of Investissement Québec, the Canadian Youth Business Foundation, the McCord Museum and the Batshaw Youth and Family Centres Foundation. Now retired, in addition to chairing the SAAQ’s Board of Directors, she is a member of the board of directors of National Bank Life Insurance, the McCord Museum Foundation, the St. Patrick’s Restoration Foundation, the Montreal St. Patrick’s Foundation and Loyola High School, where she serves as Deputy Chair of the Board of Governors.

Member and President and Chief Executive OfficerNathalie TremblayOpen
  • Age 55
  • Capitale-Nationale
  • Insurance and finance
  • Appointed on May 3, 2010
  • Reappointed on November 28, 2012
  • Reappointed on November 28, 2017
  • Five-year term
  • Chartered Professional Accountant (FCPA, FCA)


Nathalie Tremblay is a Fellow of the Ordre des comptables professionnels agréés du Québec. She holds a degree from Université Laval and has held a number of management positions in the Québec public service, including Assistant Deputy Minister and Comptroller of Finance at the Ministère des Finances, and Vice-President at the Société de l’assurance automobile du Québec. Since 2010, Nathalie Tremblay has served as President and Chief Executive Officer of the SAAQ.

Independent MemberLouise Champoux-PailléOpen


Member of the Liabilities and Assets and Audit Committee

Member of the Governance and Ethics Committee

  • Age 70
  • Montréal
  • Business
  • Appointed on February 26, 2014
  • Reappointed on June 6, 2018
  • Four-year term
  • Economist, MBA
  • International Research Group in Financial and Fiduciary Ethics
    Université du Québec à Montréal
  • Outgoing chair, Cercle des administrateurs de sociétés certifiés
  • Administratrice de sociétés certifiée (ASC)


Louise Champoux-Paillé is an economist and holds a master’s degree with distinction in management and a master’s degree in museology. She has worked in the financial and professional services sector for 30 years, holding various strategic positions, including Chair and Chief Executive Officer of the Bureau des services financiers du Québec, a provincial regulatory agency that governs the distribution of insurance products, mutual funds and financial planning services. She is currently a collaborator with the International Research Group in Financial and Fiduciary Ethics (GIREF-UQAM), and teaches governance and risk management at UQAM’s School of Management. She was appointed Knight of the Ordre national du Québec in 2012 and received the Order of Canada in 2016. She also serves on the following boards of directors: the CHU-Sainte-Justine, the Société du parc Jean-Drapeau, the Ordre des architectes du Québec, the Institut Québécois de planification financière, the Institut des administrateurs de sociétés and Bénévoles d’affaires.

Independent Member and Chair of the Information Technology CommitteeCorinne CharetteOpen
  • Age 65
  • Montréal
  • Business sector
  • Appointed on June 6, 2018
  • Four-year term
  • Senior Fellow, Concordia University
  • Engineer, member of the OIQ


Corinne Charette holds a Bachelor of Science in Electrical Engineering degree from Concordia University. She has several years of experience in both the private sector and the Canadian public service. She has notably served as the Chief Information Officer of the Government of Canada as well as the Senior Assistant Deputy Minister of Spectrum, Information Technologies and Telecommunications at Innovation, Science and Economic Development Canada. She has also held management positions at Transat, CIBC, CANAFE and KPMG. She is currently a Senior Fellow at Concordia University, where she is involved in the university's digital strategies, teaching, and mentoring incubating companies. Since 2018, she has served as an independent member representing Québec on the board of ENCQOR, a public-private partnership project in the field of ultra high-speed 5G communications.

 

 

Independent MemberBrigitte CorbeilOpen


Member of the Human Resources and Customer Service Committee

Member of the Liabilities and Assets and Audit Committee

  • Age 54
  • Montérégie
  • Insurance
  • Appointed on September 30, 2009
  • Reappointed on December 18, 2013
  • Reappointed on July 4, 2017
  • Two-year term
  • General Manager
    Fonds d’assurance responsabilité professionnelle de l’Ordre des pharmaciens du Québec
  • Administratrice de sociétés certifiée (ASC)


Brigitte Corbeil holds an MBA from the École des hautes études commerciales de Montréal and a bachelor’s degree in actuarial science from Université Laval. She held several positions at the Groupement des assureurs automobiles and the Insurance Bureau of Canada before becoming Vice-President and Chief Executive Officer of both organizations. Brigitte Corbeil holds the title of Administratrice de sociétés certifiées (ASC) and was Vice-President, Business Development at La Personnelle, assurances générales, inc. She is currently the General Manger of the Fonds d’assurance responsabilité de l’Ordre des pharmaciens du Québec (FARPOPQ).

Independent MemberChristian CyrOpen

 

Member of the Information Technology Committee

  • Age 58
  • Montréal
  • Business
  • Appointed on March 20, 2019
  • Four-year term
  • Canadian Institute of Actuaries


Christian Cyr holds an MBA from Concordia University in Montréal and a degree in actuarial science from Université Laval in Québec. He has held numerous senior executive positions in various financial institutions and insurance companies before becoming Vice-President of Performance, Chair of the Governance Committee and Chair of the Projects and Investments Committee at PVP Gestion de patrimoine et assurance de personnes as well as Senior Vice-President of Performance at Desjardins Sécurité financière at Mouvement Desjardins. He has led teams in strategy, marketing, product development, customer service, risk management, project management offices and operational support. Christian Cyr has also served on the NEI Investments (now Patrimoine Aviso) Board of Directors and Investment Committee.

MemberJean-Marie De KoninckOpen

 

Member of the Governance and Ethics Committee

Member of the Human Resources and Customer Service Committee

  • Age 70
  • Capitale-Nationale
  • Academia
  • Appointed on April 1, 2015
  • Reappointed on December 18, 2019
  • Four-year term
  • Professor Emeritus at the Département de mathématiques et de statistique
    Université Laval


Jean-Marie De Koninck holds a bachelor of science degree from Université Laval and a master’s degree and doctorate in mathematics from Temple University in Pennsylvania. He has been a Professor Emeritus at Université Laval’s Département de mathématiques et de statistique. He is the president and founder of Operation Red Nose. He was also very active in the media during the ten years in which he served as Chair of the Table québécoise de la sécurité routière. Jean-Marie De Koninck heads several projects, including Science and Mathematics in Action (SMAC), which aims to stimulate young people’s interest in science and mathematics, and to make mathematics more accessible to the general public. He has authored 15 books and 150 articles published in scientific journals. He is also an excellent popular mathematics and science writer, and has written works for the “En chair et en maths,” collection and a book on road safety entitled Routes et déroutes. His most recent collection is entitled Cette science qui ne cesse de nous étonner. He also serves on the boards of directors of Operation Red Nose and Université Laval’s Club de natation du Rouge et Or.

MemberClaudia Di IorioOpen


Member of the Human Resources and Customer Service Committee

  • Age 24
  • Montréal
  • Road safety
  • Appointed on July 4, 2017
  • Four-year term
  • Law student
    McGill University


As a result of an accident that almost cost her her life in 2010, Claudia Di Iorio is on a mission to raise awareness of the importance of road safety. She gives talks in high schools to raise awareness of the consequences of drinking and driving and other unsafe driving behaviours. After her accident, she and her loved ones launched Cool Taxi, a solution that makes prepaid taxi coupons available to make sure people get home safely. She is also a customer representative at Bureau du taxi de Montréal. As a spokesperson for the Fondation NeuroTrauma Marie-Robert, she raises awareness of the importance of head trauma research, since research is the reason she is still with us today. As spokesperson for the public road safety consultation held in winter 2017, she has acquired considerable knowledge about the current state of road safety in Québec. She is currently a third-year law student at McGill University.

Independent MemberFrançois GeoffrionOpen


Member of the Information Technology Committee

Member of the Liabilities and Assets and Audit Committee

  • Age 68
  • Capitale-Nationale
  • Public service
  • Appointed on December 18, 2013
  • Reappointed on June 6, 2018
  • Four-year term


François Geoffrion holds a bachelor’s degree in economics from Université Laval and has many years’ experience in the Québec public service. He was a deputy minister in several departments during his career and has served as Executive Vice-President, Strategic Development at the Caisse de dépôt et placement du Québec, and Vice-President, Business Development at Groupe LGS inc.

Independent Member and Chair of the Human Resources and Customer Service CommitteeConrad LordOpen


Member of the Governance and Ethics Committee

  • Age 55
  • Montréal
  • Law
  • Appointed on May 30, 2012
  • Reappointed on September 30, 2012
  • Reappointed on July 4, 2017
  • Four-year term
  • Coroner
  • Bureau du Coroner
  • Attorney
    Lord avocats


Conrad Lord holds a law degree from the University of Ottawa and has been a member of the Bar since 1991. After serving as Attorney General Prosecutor and a prosecuting attorney for several municipal courts, where he specialized in Highway Safety Code violations, Conrad Lord moved on to private practice. As a criminal lawyer, he practises law at Lord avocats, where he is a senior partner. He has been a coroner at the Bureau du Coroner since 2018. Conrad Lord was President of the Association des avocats de la défense du district de Longueuil from 2008 to 2013, Chair of the Barreau de Longueuil’s Criminal and Penal Law Committee from 2009 to 2013 and member from 2014 to 2018, member of the board of directors of the Association des avocats de la défense de Montréal (AADM) from 2010 to 2012, and member of the Barreau de Montréal’s Committee for the Administration of Criminal Justice from 2013 to 2015. Specializing in financial crime and corporate ethics and governance, he is an instructor for several law firms as part of the Barreau du Québec’s mandatory training program.

Since April 2018, Conrad Lord has also worked part-time as a coroner.

Independent Member and Chair, Liabilities and Assets and Audit CommitteeJude MartineauOpen
  • Age 67
  • Capitale-Nationale
  • Insurance
  • Appointed on February 26, 2014
  • Reappointed on June 6, 2018
  • One-year term
  • Chartered Professional Accountant (CPA, CA)
  • Administrateur de sociétés certifié (ASC)


Jude Martineau holds a business degree from Université Laval’s Faculty of Business Administration and is a member of the Ordre des comptables professionnels agréés du Québec. He also earned corporate governance certification from Université Laval’s Collège des administrateurs de sociétés. Jude Martineau was President and Chief Executive Officer, Casualty Insurance Companies, at Mouvement Desjardins from 1994 to 2008. Since 2009, he has served as officer and member of the audit committees of various financial services companies. He is a member of the board of directors and a member of the audit committee at SSQ Assurance; a member of the board of directors and Chair of the audit committee for the Fonds d’assurance responsabilité professionnelle du Barreau du Québec; a member of the board of directors and chair of the audit committee for the Fonds d’assurance responsabilité professionnelle de l’Ordre des architectes du Québec; a member of the board of directors of Groupe NOVO SST; a member of the board of directors and chair of the audit committee at Groupe Frima; and Chair of the Independent Review Committee at Gestion Férique.

Independent Member and Chair of the Governance and Ethics CommitteeMichel R. Saint-PierreOpen


Member of the Human Resources and Customer Service Committee

  • Age 74
  • Capitale-Nationale
  • Business
  • Appointed on July 4, 2017
  • Four-year term
  • Member, Ordre des agronomes du Québec
  • Strategic Advisor
  • Administrateur de sociétés certifié (ASC)


Michel Saint-Pierre holds a degree in agronomy from Université Laval and a degree in business administration from HEC Montréal. Very early on in his career, during the Quiet Revolution, he was involved in the modernization of the agricultural and agri-food sectors in Québec. He held a variety of positions at the Federal Business Development Bank (now the BDC) and, as Executive Vice-President, he participated in the creation of SOQUIA, a Crown corporation dedicated to the development of the agri-food sector. A series of positions followed: President and Chief Executive Officer at the Régie des assurances agricoles du Québec; President and Chief Executive Officer at the Office du crédit agricole and of its next incarnation, the Société de financement agricole; and Chief Executive Officer of the Centre d’insémination du Québec. Upon his return to the public service in 2003, Michel Saint-Pierre served as President and Chief Executive Officer of the Financière agricole du Québec, and then served as Deputy Minister of Agriculture, Fisheries and Food. Lastly, as Associate Secretary-General of the Ministère du Conseil exécutif, he produced a report on financial support for agriculture. He has served on many boards of directors over the course of his career. Now retired, he is Chair of the steering committee of the Observatoire de la qualité de l’offre alimentaire (Université Laval) and is special advisor to the Board of Directors of the Canadian Agri-Food Policy Institute.

Independent MemberSylvie ThiviergeOpen


Member of the Liabilities and Assets and Audit Committee

Member of the Information Technology Committee

  • Age 56
  • Montérégie
  • Business
  • Appointed on January 19, 2016
  • Four-year term
  • Tax expert and chartered professional accountant (CPA, CA, MFisc)
    Groupe Immobilier Papillon inc.
  • Administratrice de sociétés certifiée (ASC)


Sylvie Thivierge is a tax expert and a chartered professional accountant. She holds a bachelor’s degree in accounting from the Université du Québec à Montréal and a master’s degree in taxation from the Université de Sherbrooke. She has worked for accounting firms, including Raymond Chabot Grant Thornton and Chamberland Hodge, where she assisted several businesses with their development, expansion, merger and activity transfer projects. She was also a college taxation and accounting teacher for many years. Since 2005, she has held the position of Finance Director at Groupe Immobilier Papillon. She has served on various boards of directors of community organizations, including the Fondation Le Renfort and Coup d’elle, a shelter for battered women and children. She has also served as mentor for entrepreneurs and was a joint head mentor on the steering committee of the Cellule de mentorat du Haut-Richelieu, member of the Réseau M.

Independent MemberLouise TurgeonOpen


Member of the Liabilities and Assets and Audit Committee

  • Age 60
  • Lévis
  • Business
  • Appointed on March 20, 2019
  • Chartered professional accountant (CPA, CA)
  • Administratrice de sociétés certifiée (ASC)


Louise Turgeon is a member of the Ordre des comptables professionnels agréés du Québec and has spent the majority of her career in senior executive positions at Desjardins Sécurité financière, as well as at the Fédération des caisses Desjardins du Québec. Within Mouvement Desjardins, she also held positions in financial management, customer service and business development.

Since 2003, Louise Turgeon has served as administrator with various boards. She is currently Second Vice-President of the Board of Directors and President of the Audit and Risk Management Committee at UV Mutuelle, and is a member of the Board of Directors, President of the Audit and Risk Management Committee and member of the governance, ethics and human resources committee of the Musée national des beaux-arts du Québec.

Directors' training

In 2018, the SAAQ offered its directors a conference on driving while impaired by cannabis, a very current issue relating to its mission. A one-day orientation session was offered to the new members of the Board of Directors to facilitate their integration within the Board, while the member under the age of 35 participated in the training program Administrateurs de la relève. Three directors received training from the Collège des administrateurs de sociétés, and one director received the title of Administrateur de sociétés certifié (ASC). Lastly, directors who are members of professional corporations took part in continuing education sessions.