If a traffic accident has left you with a physical disability that prevents you from gaining access to or using your home, the SAAQ can reimburse some of the costs incurred to adapt your home. However, all adaptation projects must first be authorized by the SAAQ.
You are eligible for the reimbursement of certain costs incurred to adapt your home if your physical disability:
A home adaptation must:
Before starting any home adaptation project, including the purchase of a new home, you must contact the person in charge of your file at the SAAQ. We are here to help.
Adapting your home will allow you to regain a degree of independence by helping you:
Only your principal residence—whether a house or an apartment—can be adapted.
We reimburse home adaptation expenses related to:
One of our accident victim counsellors will contact you in a timely manner in order to analyze your needs and provide you with additional information.
One of our home adaptation professional will draw up a list of your eligible needs.
The architectural consultant of your choice will submit a report to the SAAQ so that the analysis of your application can be completed.
Upon receiving your documents, we will ensure that the home adaptation solution being considered is the most appropriate and least expensive solution.
A solution is appropriate if it meets the needs identified by the occupational therapist and if the cost of the alterations is covered by the SAAQ.
The least expensive solution is the one that costs the least among all those proposed by the architectural consultant in charge of your file.
Once the most appropriate and least expensive solution has been chosen, a home adaptation project will be drafted and submitted to you by the architectural consultant.
If you choose a more costly home adaptation solution...
You must cover the additional costs.
The architectural consultant will prepare the specifications and send them to you so that you can obtain 2 bids from building contractors of your choice. Both building contractors must hold permits issued by the Régie du bâtiment du Québec (RBQ).
You must send us the 2 bids so that we can inform you of the amount that can be reimbursed, which is usually based on the lowest bid.
You can hire the contractor of your choice from the two bidders to carry out the work. Note that we will not be entering into a contractual relationship with the contractor you choose.
Once the alterations have been finished, inspections by the occupational therapist and the architectural consultant must be conducted in order to ensure that the authorized alterations have been carried out and are compliant and safe.
We will then reimburse expenses upon presentation of supporting documents.
If you purchase a new home, you must take your physical disabilities and needs into account.
Last update: March 30, 2021